10- minutes today could save you thousands of $$$.

 

Contact James Biddle today to find out more about the products and services we can provide. 

(865) 934-1656

(877) 584-8878 ex:656

MANY LOAN PROGRAMS FOR EACH INDIVIDUAL!

 
FHA
First Time Home Buyer
Rural Development
Conventional
VA (Special loan for Veterans)

FHA
  • FHA mortgage loans offered by the United States Department of Housing
    are helping many people with home loans.

*Down Payment Assistance in most areas**

  • Purchase loans up to 96.5% of the homes value. 
    Loans up to 85% of the value of your home for cash out and bill consolidations
    Rate and Term refinance up to 97.7% of the value of you home 


Term: 30 years   Maximum Amount: $271,000
 
Addition of non occupying co-borrowers for income qualifications
Easier loan qualifications with credit down to a 580 middle score

First Time Home Buyer

We work with the states of TN, SC, MO, and KY concerning the products they offer for first time home buyers.  You may qualify for closing cost assistance and down payment assistant. 


Rural Development

This is a wonderful USDA loan that offers no monthly private mortgage insurance and requires no down payment.  This loan does have certain income and property restrictions. 


Conventional

10/15/20/30 Year Fixed Rates

Perfect with a down payment and good credit

Low monthly payments

Term: 30 years   Maximum Amount: $417,000

VA (Special loan for Veterans)

No required down payment

NO monthly PMI (Private Mortgage Insurance) payment

Fixed Rates

Term: 30 years  


Fixed rates for 10,15,20,25, and 30 years.

100% Financing on some loans.

American Dreams Mortgage Services offers many types of loans. No one's needs, credit history and financial situation are exactly the same. We offer FHA, Fannie Mae, Freddie Mac, rural housing, land loans, construction, self-employed loans, investment purchase loans, and loans for those with less-than-perfect credit.

We work for You!
Did you know that the best time to apply for a mortgage is before you start shopping for a home? With an approval in hand, you are ready to shop just like a cash buyer. At American Dreams, we work with your agent to ensure a smooth, pleasant conclusion to your home purchase transaction. Call me today @ (865) 934-1656 or email me to request more information.


 

Need a great realtor? 

Click the Realtors tab in the menu bar. 

 

These are top quality agents that we are proud to recommend!